Pension. Made digital.

With P40, pension providers can future-proof their offer with seamless digital data management.

P40 covers the entire range of business processes for pension funds, including providing digital channels for employees and employers.

Our SaaS solution is efficient and secure.

«You can only secure the future by opening it up.»



The fully digitalised management system for pension funds


Business processes are automated to a high degree, from customers to administration. Seamless integration of payments, accounting, and legacy archives.


Modern and intuitive user interfaces in the data management system. Convenient access for employees and employers via app.


We use a SaaS model which fulfils the highest requirements for security and data protection.


P40 boosts efficiency and lowers costs.


For all business processes, from administration up to the end customer.

Open architecture

Seamlessly connected systems.

Management system
Digital channels
Legacy archive
Other third-party systems

Automated processes

Reduce manual work through automating business tasks.

New joiners
Salary reporting
Change in tax bracket
Anticipated withdrawal in home ownership scheme


P40 focuses on users’ needs.

Intuitive interfaces

Clear display of processes, full transparency

Tasks to do
360 degree view
Process overview
Fully integrated

Self Services

A portal for customers and companies to allow them to display and edit information.

Simulate a purchase
Download your proof of insurance certificate
Anticipated withdrawal in home ownership scheme
Show contributions
Register entry into database


P40 combines the highest security standards with modern technologies.

Modern Technologies

Clear display of processes, with complete transparency.

Web applications
Mobile apps
API based

Software as a Service

Conforming to the highest security standards

SLPD and GDPR compliant
Data stored in Swiss data centres

Opening up the future is a challenge.

Want to know about how P40 can help you? We would be happy to advise you.

Contact us on p40-info@netcetera.com
or +41 44 297 55 55