Deutsche Kreditbank AG (DKB) is one of the largest card issuers in Germany and serves business and private customers. With over 4 million private customers, DKB is the second largest direct bank.

Together with Netcetera, we have further developed our banking app so that we can provide our customers with an optimized user experience through biometric authentication. This feature is also consistent with our understanding of an advanced online direct bank and digitized processes

Mark Hauel

Head of Private Customers at DKB

Activate credit cards in app and release payments easily, quickly and securely

For DKB we have modernized the 3-D Secure process and implemented the payment approval via biometrics. We integrated the 3DS functions of the DKB Card-Secure App, such as the registration and payment authorization for card payments, into their bank app. This eliminates the necessity to send an identity code by post to activate a card for payments. The implemented security procedure complies with the PSD2 regulations.

Features and benefits

USER-FRIENDLY
3DS PAYMENT
approval using biometrics
(fingerprint or Face-ID)

SECURITY PROCEDURE
IN REAL TIME:
allows cardholders to register
directly with one click

INCREASED TURNOVER FOR
ONLINE SHOPS
thanks to fewer interruptions
during payment process

STRONG AUTHENTICATION
of user with second factor

Want to know more? Get in contact with our expert:

Bernhard Binz

Director Sales

+49 89 244 14 87 52 Email Display Address

Munich Secure digital payment

Project based on:

3-D Secure Issuer Service

Protection against credit card abuse during online payments

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