Since early 2021, EML were on the lookout for a reliable ACS provider to authenticate a high number of online transactions and protect customers against fraud. Through warm recommendations from payment scheme contacts, they were referred to Netcetera. The multinational software dynamo with roots in Switzerland has developed the 3DS Issuer Service with pre-integrated risk scoring from INFORM. The Netcetera ACS is based on a modular system, has an integrated Out of Band (OOB) authentication method, a comprehensive reporting engine, extensive, customizable features, modern and user-friendly administration portal, and standardized web services & API’s enabling faster onboarding, which was just what EML was looking for.
As an EMVCo associate and market leader for secure payments with 3-D Secure products that are certified with all major card networks, Netcetera operates a PCI DSS- & PCI 3DS-certified system, complying with the highest security standards. Netcetera was an obvious choice for EML. Over 30 million cards worldwide are protected by their 3-D Secure Issuing Service, which allows frictionless online payment while authenticating transactions securely across all channels and devices, thus preventing online fraud. With over 20 years of serving customers all over the globe, Netcetera has combined experience with innovation and staying ahead of the curve.
Both companies are thrilled about the new collaboration, with EML’s Group Fraud Manager, Patrick O’Shaughnessy, commenting “I am very pleased to welcome Netcetera as our ACS+RBA provider. Netcetera’s product guarantees payment security and has added a highly effective card-not-present authentication solution to our offer.” Head of APAC Sales & Partnerships, Nitin Palande says “As an independent technology provider, we pride ourselves on offering the best new solutions on the market. We think about how the latest technology can support card issuers and banks’ needs and requirements in a fast-changing market”.