Banking – flexible and secure

Benefit from our banking expertise. It ranges from conception to implementation, from software licenses to data center operation, from project management to user helpdesk.
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Customizable solutions for private and business customers

Do you want to offer your customers modern banking solutions – flexible, secure, and perfectly tailored to your systems? Our white-label products help you achieve just that. With a high degree of customizability in function and design, our solutions integrate seamlessly into your existing IT landscape – regardless of your core banking system.

To allow you to focus on what matters most, we continuously develop our applications. We ensure stable operation through comprehensive quality management. In addition, we support you with practical product training, easy-to-understand manuals, direct hotline support, and up-to-date market information.

Focus on solutions that strengthen your processes – and delight your customers.

Private banking
The online banking solution for private customers and small businesses

Online banking, whether via mobile device or PC, continues to gain relevance and often plays a decisive role for private customers when choosing their bank. Security and user-friendliness are key priorities.

With our white-label solutions for private customers, we offer a highly secure and highly available product with various authentication methods.

Corporate banking
Secure online banking solutions for corporate clients

Online banking has become indispensable for businesses as well. Fast and easy operation, clarity, and above all, up-to-dateness and security are paramount.

We developed the Corporate banking system so that you can offer your clients a multi-client capable system. Technical communication between your corporate clients and your bank is handled via EBICS. As part of our services, we forward your corporate clients' payment orders for processing after authorization and signature verification.

By using Corporate banking,  you as a bank no longer need to operate your own system, including all associated tasks such as further development, quality management, professional and technical monitoring, and the installation of patches and updates.

Corporate banking portal
The banking portal for corporate clients

With the Corporate banking portal, your customers' payment transactions become simpler, more secure, and more flexible – regardless of their bank account.

Your corporate clients gain direct access to all essential functions for their cash management and national and international payment transactions via a web browser – all in one central location. The web-based portal runs in our data center and meets the highest security standards. Access is SSL-encrypted and, of course, complies with the PSD2 directive. Your customers can also conveniently access their data via an additional desktop app or on their mobile devices using our app for Android and iOS.

With the Corporate banking portal, your customers always have an overview and can design their payment processes efficiently and securely.

Your advantages

Maximum security
Strong access security

In addition to the extensive standard functions, we also offer optional access security features – PSD2-compliant with 2-factor authentication.

Reliable data security

Operation in our own data centers in Germany.

Optimal availability security

ASP operation in the highly available, multi-certified online data center and central maintenance and support of the software by our publishing house.

High future security

Continuous optimization and timely implementation of requirements and regulations.

Absolute dial-up compliance

Compliance with the requirements of the German banking industry's data transmission agreement.

Three different signatures

Between customer and bank for encryption, authentication and authorization of payment orders.

Comprehensive support

Optional for end customers.

App Solutions
Your digital banking becomes stronger – with minimal effort

Our app configurator is an innovative solution that allows you to expand your digital banking offering for your customers with state-of-the-art technologies. Always at the highest security level.

We provide your institution with the services of the publishing house from the business areas of Banking & Payments, Cards and Trust Services as a mobile app platform. Everything is modern and user-friendly, for mobile and online banking applications, including the necessary authentication app.

By allowing you to customize our white-label app to your corporate design in just a few steps, you receive a banking app tailored to your institution. Our tools are constantly being developed to make your customers' banking transactions on the go as easy as possible.

  • Banking: payment transactions, custody account display, instant payments
  • Digital cards: E-commerce, instant issuing, 3D Secure
  • Authentication: PhotoTAN & appTAN via proprietary SCA (2FA) app solution
Real-time transfer
Instant payments is mandatory.

In the digital age, speed and efficiency are becoming increasingly important. Real-time transfers are an essential component of modern payment transactions, which bank customers in particular are demanding more and more often.

Instant payments are therefore an important step in making payment transactions future-proof – and meeting the needs of customers today and tomorrow.

Our real-time transfer solution can be easily integrated into your existing systems.

The solution for verification of payee in the SEPA area

If you are a financial institution and payment service provider, the entry into force of the EU Regulation on Verification of Payee (VoP) means the following for you: Since October 2025, you must offer a service that allows originators of transfers to verify the IBAN against the payee's name before authorization. And our solution enables you to do exactly that.

  • Timely and compliant implementation of the EU regulation, EPC Rulebook compliant
  • Routing and verification mechanism (RVM) including connection to the EPC Directory service
  • Connection of all relevant European banks and payment service providers
  • Secure VoP interface based on QWAC certificates
  • Comprehensive coverage for VoP active (outgoing) and VoP passive (incoming)
  • Solution for EBICS, FinTS and online banking / app
  • Data storage in Germany and ISO-certified data encryption
  • Available 24/7
Customer support
For satisfied customers: Online banking end-customer support

Online banking has become indispensable for your business and is increasingly becoming a competitive advantage. Fast and easy operation, clarity, and above all, up-to-dateness and security are paramount.

When your customers need help, you don't want to keep them waiting. That's why our customer support helpline offers assistance for electronic banking customers. This includes, among other things, HBCI, ZV-Light, Windows, and other online banking solutions for your customers. This ensures customer support seven days a week, around the clock, and on-site.

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