Enable digital euro functionality in your core and mobile banking systems (or any other app or solution you plan to offer), covering access management, liquidity management, transaction orchestration, and offline enablement, all through predefined APIs.
Keep your integration stable and compliant as the digital euro rulebook develops, without needing to track and implement each revision independently.
Build on G+D Netcetera’s Fusion Platform - an established multi-tenant payments infrastructure already trusted in production environments - and our experience handling CBDC bank integrations worldwide.
Integrate digital euro functionalities through a single, well-documented API layer instead of building and maintaining direct DESP (digital euro service platform) connectivity and regulatory orchestration in-house.
Stay compliant as specifications evolve, with changes addressed centrally by the platform rather than implemented in your systems each time.
Our active involvement in pilot programs guarantees that your digital euro integration is compliant, tested, and ready for day-one adoption, without any costly surprises.
The Digital Euro Integration Platform (D€IP) is a commercial integration platform from G+D Netcetera that connects banks and payment service providers to the digital euro ecosystem.
Instead of developing and maintaining dozens of specialized connectors, adapters and process logics in-house (such as digital euro apps, PSP Backend, DESP Ecosystem, and merchant acceptance), you can integrate digital euro functionalities through a single, well-documented API layer. The platform manages the technical complexity behind the scenes, so your core banking systems and mobile banking app connect quickly and cleanly.
D€IP is built on G+D Netcetera’s Fusion Platform, a payment platform already operating in production for multiple institutions, and is multi-tenant by design - supporting full data isolation, white-labeling and tenant mergers as your bank grows.
D€IP combines connectivity, orchestration and operational services in one platform, allowing your teams to handle digital euro integration through roughly a dozen standardised interfaces.
Key features include:
Our Digital Euro Integration Platform provides the foundation and expertise to help you integrate digital euro functionality faster, at lower cost and with less risk.
Common use cases include:
Your customers are there from day one of a brand-new payments ecosystem. They’re early participants in a fresh way to pay, with your bank leading the way.
From person-to-person transfers using an alias to paying in e-commerce and at the point of sale, each everyday scenario is enabled in the background. Your customers can pay easily, wherever they are.
A service designed for resilience and 24/7 availability is there whenever your customers need it. Updates happen behind the scenes so nothing disrupts their day.
The platform connects your core banking systems to the digital euro ecosystem, minimizing the digital euro-specific changes required in your core systems.
Access, liquidity, and transaction management are handled externally, using a small set of standardized APIs.
Pre-built libraries also make it easier to integrate with your mobile banking app, covering payment initiation, balance checks, and transaction history.
The platform is built on G+D Netcetera’s Fusion platform, a trusted payment infrastructure already certified and in use, managing around half a billion payment tokens.
Multi-tenancy is built in, with strict data isolation, issuer-specific encryption keys, and white-label support.
Connections run via dedicated lines or VPN with PKI-based security. Offline distribution uses hardware security modules for secure key custody.
As regulations evolve, updates are made centrally, keeping you compliant.
You decide where the platform runs: G+D cloud, public cloud, private cloud, or on-premise.
All modules are containerized and cloud-agnostic, with documented migration guides and handover procedures, so there’s no vendor lock-in and your data remains portable.
For maximum data sovereignty, we recommend a European sovereign cloud provider - 100% European and EU-owned, with no dependency on hyperscalers, and 24/7 managed operations with security credentials proven in high-stakes sectors.
G+D Netcetera brings together payments expertise built over decades with the resources of G+D, a trusted technology partner to banks worldwide.
Our team has delivered commercial bank integrations in CBDC projects across the globe, and the platform itself is built on our Fusion Platform - a payment infrastructure already trusted in production by 16+ clients and managing around half a billion payment tokens.
As part of the SecurityTech company G+D, we also bring deep expertise in secure payment technologies, from tokenization to HSM-based key management, that a digital euro integration depends on.
Most integration approaches leave the hard work in your hands: you build and maintain the connections, the logic and the rulebook updates.
Our Digital Euro Integration Platform takes the opposite approach. It encapsulates the full scope of access, liquidity and transaction management (plus offline capability) behind a small set of standardised APIs, so your core banking system needs almost no digital-euro-specific implementation, and your teams integrate through roughly a dozen documented interfaces.
And because the platform is shared, each rulebook change is addressed centrally and once, rather than being re-implemented by each participating bank.
It’s multi-tenant and white-label by design, supports bank mergers and migrations, and runs on proven, certified infrastructure.
Rather than replacing your infrastructure, the platform sits alongside it.
Digital euro functionality, like access, liquidity, and transaction management, is handled externally, connected through standardized APIs. And reporting interfaces give you the data you need, when you need it.
For your mobile banking app, we provide a pre-built library that covers payment initiation, cryptographic authorization, balance checks, and transaction history.
Recent integrations into commercial banking apps were completed in just weeks.
The platform is containerized and cloud-agnostic, so it runs on G+D Netcetera’s European sovereign cloud, public or private cloud, or on-premise. Documented migration guides mean you won’t be locked-in.
And for banking groups or IT providers serving multiple institutions, full multi-tenancy keeps data strictly isolated while letting each bank operate under its own brand.
Yes. The Digital Euro Integration Platform is frontend-agnostic, meaning it can integrate with any app, solution, or interface your bank or PSP plans to offer.
Whether you’re connecting a mobile banking app, a web portal, or a third-party solution, you’ll be able to do so seamlessly thanks to the platform’s standardized APIs.
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