G+D Netcetera Innovation Summit 2025

We are delighted to invite you to an exciting program full of inspiring sessions, interactive workshops, and exciting networking opportunities. Our agenda offers a platform for exchanging innovative ideas with leading experts from the payment and banking industry.

Please note: The event sessions will be held in English or German.

Workshop day

Monday, 10 November | Design Office, Bavaria Towers

  • Welcome to this years Innovation Summit! 

  • Tanja Steinhoff, G+D Netcetera

  • Markus Navratil, G+D Netcetera

  • Enjoy some time to connect with other participants

  • Thomas Fromherz, G+D Netcetera

  • Satya Puppala, G+D Netcetera

  • Design Office, Bavaria Towers

Conference Day

Tuesday, 11 November | Halle 6, G+D

  • Registration & Coffee until 09:15 am.

  • Welcome to this years G+D Netcetera Innovation Summit! 

  • Francesc Altisent, VP Product at Mangopay - 

    Martina Forster, G+D Netcetera

    Martin Zeisel, G+D Netcetera

     

    This panel explores the challenges and opportunities shaping the future of money movement. We will discuss the growing importance of Account-to-Account (A2A) payments, highlighting regulatory mandates, risk management, and technical requirements. Special attention will be given to cross-border capabilities, including emerging Web3 technologies like stablecoins, and key European initiatives. 

    Together, we’ll examine how collaboration and innovation across the payments ecosystem enable smoother, faster, and more compliant money flow across borders.

  • Stefan Goldbrunner, Atruvia 
    Matthias Salmon, G+D Netcetera 

    Matthias Salmon talks to Stefan Goldbrunner, Atruvia, about the significance and introduction of tokenization for Volks- und Raiffeisenbanken.

    The technology is being developed as a central component for secure and convenient payment solutions for the banks' customers.

  • Coffee break until 10:50 am

  • Nadia Benítez Hernández, Swiss card 
    Werner Renz, Viseca 
    Markus Navratil, G+D Netcetera
    Tanja Steinhoff, G+D Netcetera

     

    BIN attacks systematically test thousands of stolen card combinations through automated scripts, executing many validations daily via low-value transactions that evade the fraud systems. 

    This panel examines how integrated 3-D Secure solutions with real-time scoring algorithms can detect attack patterns instantly, preventing card exposure before large-scale fraud occurs. 

  • Carsten Wengel, CEO G+D Netcetera
    Ralf Wintergerst, CEO G+D

    Carsten Wengel, CEO of G+D Netcetera, welcomes Ralf Wintergerst, CEO of the G+D Group, to the stage to discuss our vision, industry trends, and challenges.

  • Eric Zie, GoCodeGreen
    Karolina Derwisz, Visa
    David Lais, Ecolytiq

     

    The session explores critical dimensions shaping the future of banking and payments. Experts David Lais, Karolina Derwisz, and Eric Zie will address market demand for sustainable features, revealing what banks prioritize versus what remains aspirational. The discussion will cover practical steps for embedding sustainability into digital products, successful vendor-bank collaborations, and strategies to transform sustainability from a cost center into a value driver.

  • Enjoy a lunch break and take the opportunity to visit the G+D Experience Center.

  • Vaya Wieser-Weber

    In today’s unpredictable world, staying mentally flexible and emotionally balanced is more important than ever. Vaya Wieser-Weber introduces the Growth Mindset as a practical and empowering mindset that helps people navigate uncertainty with curiosity, clarity, and confidence. Participants learn to rethink limiting beliefs, embrace challenges as opportunities, and stay energized—even when times are wild. Strong human connection is woven throughout: the talk also explores how growth-oriented thinking improves the way we relate to others—at work and beyond. With insights from neuroscience, psychology, and her entrepreneurial experience, Vaya inspires people to grow, adapt, and move forward—together.

  • Nahom Beyene, Visa

  • Carsten Muerl, Mastercard

  • Our panel will discuss industry approaches, outlook, and the future payment landscape:

    Sarah Brennan, Primer
    Oliver Hommel, EURO Kartensysteme GmbH
    Andre Möller, ELLI – A brand of the Volkswagen Group

     

    As digital payments evolve, partnerships among banks, payment providers, merchants, and card networks play a growing role in addressing key industry challenges like fraud prevention, regulatory compliance, and changing customer expectations. 

    This panel will explore how collaboration enables stakeholders to pool resources and develop joint solutions that improve market responsiveness, risk management, cost efficiency, and interoperability.

    The discussion will also highlight practical examples such as Verification of Payee (VoP), the growth of real-time payments, and the adoption of the latest technologies like AI and biometric authentication to enhance security.

    At G+D Netcetera, we interconnect the payment ecosystem to deliver a trusted digital payment experience. We believe that bringing practical insights and expertise from our work during this session will help us to more successfully address payment fraud while meeting consumer demands for speed, transparency, and usability.

    This discussion aims to inspire attendees by sharing different industry perspectives. 

    Together we drive progress.

  • Closing words

  • Let's enjoy the evening together!

Important information

Workshops and Apéro

Design Office, Bavaria Towers
Einsteinstraße 174
81677 München

Summit Location

G+D Netcetera GmbH
Halle 6
Prinzregentenstraße 161
81677 München

Accomodation

Hotel Hyperion
Truderinger Strasse 13
81677 München

Your contacts

Doris Veidt +49 89 2441 4875 6
Julia Wicho +43 664 604 111 29