Simplifying the digital commerce in France

G+D Netcetera’s Click to Pay, chosen to serve and simplify the online payments of French cardholders, starting from 2026

Online payment solutions in France have seen a surge in demand and usage. Among others, transaction easiness and security are major success factors influencing the expansion of online payments. Since most online purchases are made with cards, the big players must keep up with trends and rising customer demands to stay relevant in the market.

Aiming to answer the growing customer demands and to modernize digital payments in France, STET, as the largest European retail payment system by volume and value, and the Security tech company Giesecke and Devrient (G+D), have partnered to introduce the globally established G+D Netcetera Click to Pay SRC System in France.

Régis Folbaum, CEO of STET, declared:

“The collaboration with a leading European player is a tremendous opportunity for STET to bring innovation and enhance sovereignty in the digital payment services to the benefit of the French domestic card scheme, Cartes Bancaires and the French banking community”.

Régis Folbaum

CEO of STET

This innovative approach, set to launch in 2026, combines expertise and real-time tokenization with robust merchant integration capabilities to ensure secure and seamless transactions for French cardholders. It is tailored to the French co-badging environment, aligning with local payment preferences and supporting the leading domestic card scheme, Cartes Bancaires, which has the biggest market share among card payments.

The Click to Pay system addresses consumer concerns about online payment security by leveraging EMVCo standards, which are critical for driving e-commerce adoption. It enhances the user experience with a seamless one-click payment process, reducing cart abandonment rates and boosting merchant conversion rates. This solution also supports France’s strategic goal of fostering trust among consumers and businesses.

On this occasion, Philippe Delanoue, CEO of G+D France, said:

“We are proud to partner with STET on this groundbreaking initiative that will expand Click to Pay to France.

This collaboration allows us to provide Cartes Bancaires with a secure, seamless, one-click online transaction solution that enhances the digital payment experience while maintaining European sovereignty.

Our combined expertise will deliver a tailored solution that meets the unique needs of the French market while setting new standards for e-commerce payment security and convenience.”

Philippe Delanoue

CEO of G+D France

Based on G+D Netcetera’s market feedback, the seamless, one-click payment process could lower fraud risks by 3 times, increase authorization rates by 4%, and has proven to boost merchant conversion rates by 7%.

The system allows cardholders to access multiple saved cards through a single interface, streamlining the checkout process across various devices and platforms.

As mobile shopping grows in France, the Click to Pay solution will complement this trend by providing a secure and user-friendly option for mobile transactions, further driving e-commerce growth.

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