Banking & Payments

State of the Art

Secure technologies for your banking and reliable payment solutions. For you and your customers. All as a full-service provider

Online banking solutions

Modern solutions from a single source

Are you looking for a full-service provider for secure and comprehensive banking solutions – customizable to your customers' needs?

Payment solutions

Safe and up-to-date with regulations

Do you want to integrate modern payment solutions into your systems that meet EU regulatory requirements?

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BIC picker & IBAN converter

IBAN determination and BIC picker made easy

Banks are required to automatically determine the correct BIC from the IBAN and use it for further payment processing. To enable your financial institution or company to implement this requirement efficiently and securely, we offer tailored solutions for automated BIC determination – for all common IT platforms such as COBOL, Java, and .NET.

Our service IBAN converter also allows you to integrate BIC determination directly into your existing systems and business processes – quickly, reliably and without additional effort.

  • IBAN determination: Generating IBAN and BIC from bank code and account number
  • IBAN validation: Checking an IBAN using the IBAN check digit, the bank code part, and the account number part.
  • BIC determination: Deriving the BIC from the bank code and IBAN
  • IBAN decomposition: Separation of an IBAN into bank code and account number
  • Determining the bank name: Extracting the bank name from the bank code or IBAN

 

Account Evidence Center

Automated retrieval of account information

Security is paramount for you – and for us as well. Especially when it comes to sensitive account information, a reliable and legally compliant solution is essential.

For our German customers: According to Section 24c of the German Banking Act (KWG), all credit institutions in Europe are obligated to maintain an up-to-date database of accounts and securities accounts for automated retrieval by government agencies. The aim is to effectively combat terrorist financing, money laundering, and illegal financial transactions.

Since 2003, we have operated a central retrieval point: the Account Data Registry. Approximately 130 banks in Germany use our service to reliably fulfill their obligations under Section 24c KWG. Our solution ensures that account master data is always up-to-date, highly available, and fail-safe for retrieval by BaFin (the Federal Financial Supervisory Authority) and the Federal Central Tax Office.

With the Account Data Registry, you efficiently meet your legal obligations. The data interface integrates seamlessly into your existing system landscape, allowing you to rely on a proven and secure infrastructure with minimal effort. Put your trust in our many years of expertise and make the account evidence center an integral part of your compliance processes.

Flexible update

with approximately 150,000 changes per day

High availability, safety and elasticity

through its own data center

High response rate

of an average of 25 seconds

Compliance with all regulatory requirements

for certified data queries by authorities

Regular audits by external auditors

e.g. auditing and consulting company for the credit sector mbH, data center infrastructure by TÜV-IT and BaFin

Continuous adaptation of processes

Fulfillment of the requirements and working methods of BaFin/BZSt

Talk to our experts

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