Solutions for cashless payments

Are you looking for modular, customizable, end-to-end payment solutions from a single source? You'll find them with us.

Payment transactions are constantly changing – driven by new customer needs, regulatory requirements, and technological developments. For banks and financial institutions, this means increasing complexity, high time pressure, and scarce resources.

We support you in calmly facing these challenges. With our flexibly adaptable payment solutions, we accompany you from the initial idea to a successful product launch – and beyond. Everything from a single source, tailored entirely to your needs.

Whether it's concept development, card issuance, or administration: our well-designed lifecycle management processes ensure a smooth workflow. Furthermore, we offer innovative additional features that you can integrate individually into your solutions.

This way you gain time, security - and the freedom to concentrate on what really matters: your customers.

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Open Banking Services

PSD2 SaaS solutions and certificates

Open banking continues to revolutionize established banking business models. The obligation for banks to open their systems to requests from third parties (PSD2 third-party service interface, PSD2 passive) creates new opportunities for customer-centric banking products, but simultaneously increases the demands on the security and added value of these services.

PSD2 (Passive) Third-party service interface

Accessibility for Third-Party Providers: We offer our clients a comprehensive service for handling TPP requests under PSD2, including the necessary security measures for rejecting blocked TPPs and consent management for the respective bank's customers. Existing system components such as limit checks and fraud management are, of course, also available as part of the PSD2 services.

PSD2 website and seal certificates

With our PSD2 certificates, third-party providers can access bank customers' accounts via the PSD2 interface in accordance with legal requirements. This allows them to meet the requirements of the Regulatory Technical Standards (RTS, Article 34) for secure customer authentication and communication.

 

Real-time transfer

Instant payments is mandatory.

In the digital age, speed and efficiency are becoming increasingly important. Real-time transfers are an essential component of modern payment transactions, which bank customers in particular are demanding more and more often.

Instant payments are therefore an important step in making payment transactions future-proof – and meeting the needs of customers today and tomorrow.

Our real-time transfer solution can be easily integrated into your existing systems.

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Mobile payment solutions

Apple Pay & Google Pay

Debit and credit cards are becoming increasingly digital and are migrating more and more to smartphones and smartwatches. You can use our mobile payment solution either via our mobile app or integrate our Software Development Kit (SDK) into your existing banking app.

The highest security standards ensure reliable protection for digital payments. With Apple Pay and Google Pay, card data is not transmitted directly but encrypted using a token. This guarantees a high level of security at all times.

Your advantages

  • Simple and quick integration
  • One-stop solution
  • Fulfillment of all mandatory requirements
  • Available as a white-label solution

Mobile Cards

Token management for maximum security and convenience

Even more convenient digital payments – both online and on the go – are made possible by tokens. These protect consumers' sensitive card data. With a tokenized payment, the card data is encrypted; the digital token is therefore an anonymized placeholder that cannot be decrypted.

Our token management tool can be integrated into a mobile banking app. This expands the functionality of mobile wallets, allowing customers to retain control over their digital payment data. The goal is to combine maximum security with the greatest possible convenience when making payments.

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Talk to our experts

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