Let your cards be our concern

Cashless payments are an integral part of our lives. With our cards for cashless transactions and innovative solutions, you and your customers are prepared for anything. 

Offer your customers the right card for all situations

Your customers don't want to think twice, they just want to pay. Whether it's for everyday transactions, abroad, or online. To ensure your institution can be the best possible partner in this, we offer a wide range of innovative solutions.

Our experience speaks for itself.

million produced cards

million transactions per year in clearing & settlement

billion transactions per year in authorization

Single branded card

Set your payment system

If you're looking to commit to a specific payment system, our single-branded card is the ideal choice. Our comprehensive, one-stop lifecycle management accompanies the entire card lifecycle, ensuring efficient and secure transaction processing.

Adaptable
You can individually specify your preferred payment system – whether Debit Mastercard, Girocard, or Visa Debit.

Practical
The preferred card can be used flexibly and securely.

Reliable
We ensure efficient and secure processing of your transactions.

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Combo card

Maximum acceptance for all payments

In an increasingly globalized world, customers want flexible payment options both nationally and internationally. The combo card offers maximum acceptance for all payment methods – easy worldwide and online payments. Multiple payment systems in one card, usable for (inter)national transactions.

High performance
The card enjoys maximum acceptance, making it easy to pay worldwide and online.

Versatile & user-friendly
Supports multiple payment systems – one card, one PIN

Modern
Ideal for e-commerce in times of growing online shopping.

Transparent
Direct debit from current account

Mobile payment solutions

Apple Pay & Google Pay

Debit and credit cards are becoming increasingly digital and are migrating more and more to smartphones and smartwatches. You can use our mobile payment solution either via our mobile app or integrate our Software Development Kit (SDK) into your existing banking app.

The highest security standards ensure reliable protection for digital payments. With Apple Pay and Google Pay, card data is not transmitted directly but encrypted using a token. This guarantees a high level of security at all times.

Your advantages

  • Simple and quick integration
  • One-stop solution
  • Fulfillment of all mandatory requirements
  • Available as a white-label solution

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Lifecycle Management

Cards can do a lot. So can our lifecycle management.

A lot is demanded of cards. From smooth issuance and quick blocking to customer-friendly renewal. We are by your side throughout all phases of the card lifecycle, providing secure and efficient management. This way, your customers can rely on your cards, and you can rely on us. 

What can we do for your cards?

Map production

We provide you with all services related to the production and personalization of cards from a single source – always incorporating the latest innovations in cashless payment systems.

Authorization

We support you with our authorization system for national and international payment transactions. It can be flexibly adapted to individual requirements and regulatory specifications.

Processing

We handle the technical processing of ATM and POS transactions for you and forward them securely to the recipient. As a central operator in the girocard system, we have the necessary experience and infrastructure.

Clearing & Settlement

We manage payment flows for international card transactions, charge fees, and enable individual control of cardholder fees.

Map management

Our KAVIS platform enables user-friendly and audit-proof management of card portfolios with web access and API integration into the core banking system.

Online personalization of terminals

We provide the decentralized distribution of cryptographic keys for banking terminals – based on the official specifications of the German banking industry.

Fraud prevention

With our integrated prevention system, we analyze transactions in real time, block fraudulent activities and suspend compromised cards – all tailored to your individual risk profile.

3-D Secure for card issuers

We protect card transactions in compliance with the latest EMVCo requirements – through secure authentication and risk-based methods according to the proven 3-D Secure standard.

Talk to our experts

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