Provide your customers with the best user experience by ensuring your EMV® 3DS authentications are error free and optimized to achieve highest approval rates. (Please see Mastercard’s announcement AN-3825)
Striving to improve the conversion rate in digital payment transactions is “a must” for every merchant that wants to provide best-in-class services to its customers. With the increase of online payment, consumers demand fast and easy, yet secure services.
In Europe, the Payment Services Directive 2 (PSD2) protects the consumer from unauthorized online payments with their credit or debit card. The hard enforcement of the PSD2 Strong Customer Authentication (SCA) requirements is set to 31 December 2020 for most of the EEA countries. Furthermore, the Mastercard Identity Check mandates that the error rates from 3DS 2.x authentications be below 1%. (Authentication Guide for Europe, Authentication Best Practices)