Convego® AUTH-U

Transform two-factor authentication into a single effortless action

Future-proofing access

A New Era for Authentication

Existing multi-factor authentication mechanisms are no longer effective in combating fraud. They leave customers open to risk and potentially compromise their accounts, impacting customer trust and the reputation of banks and financial institutions.

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In a world where digital security is constantly evolving, financial institutions need to strike the perfect balance between security, compliance, and customer experience. One solution holds the answer—passwordless authentication through biometrics and FIDO tech under the hood.

Imagine a world where something you have' (your customers’ devices) and 'something you are' (your customers’ biometrics) seamlessly merge to protect your customers and their assets. Your customers are afforded a simple, secure, easy-to-navigate, and seamless authentication experience that is resistant to phishing.

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Passkeys: The key to a secure authentication experience

Experience next-level security and convenience with passkeys—phishing-resistant, seamless across devices, and powered by FIDO technology.

How it works: the gold standard in banking authentication

Passkeys can be synced or device-bound. Synced passkeys allow users to switch seamlessly between their devices, such as smartphones, tablets, laptops, or even brand-new devices, without re-registering each device. 

However, synced passkeys are not compliant with Strong Customer Authentication (SCA) for banking and finance—a regulatory requirement of PSD2. Device-bound passkeys add an extra layer of security because banks can always verify that a transaction has been authenticated from a trusted device.

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Synced passkey
Lives on a smartphone, tablet, laptop or other device where it can be copied and sunced across many devices.

 

Device-Bound Passkey
Stored only on one device and is not synchronized across devices.

Introducing Convego® AUTH-U

Your customers demand a simple, secure, easy-to-navigate, and seamless authentication experience.

Imagine a future where 'something you have' (your device) and 'something you are' (your biometrics) seamlessly merge to create a secure, effortless authentication experience.

Meeting the diverse needs of financial institutions:

Enhanced e-commerce experience: Passwordless authentication minimizes Card Not Present fraud while reducing cart abandonment rates compared to traditional authentication mechanisms used during 3D Secure like OTPs.

Smoother registration: Biometric authentication accelerates mobile banking access while enhancing the overall experience, delivering instant value to consumers by simplifying the process.

Convenient logins: Accessing accounts via native mobile applications and browser-based web apps is even easier with no passwords to remember—just as simple as unlocking a phone.

Secure transaction authorizations: Many transaction types, such as money transfers and high-value payments where security is paramount, can be quickly approved without compromising convenience.

The future of passwordless authentication

Scalable, proven platform

Easily integrates with your existing workflows using standard APIs. Built for seamless scaling as your needs grow.

Future-ready integration

Easily add new authenticators as technology evolves. Benefit from industry-leading expertise in FIDO standards.

Regulatory compliance

Fully compliant with PSD2, RBI, and global standards. Simplifies meeting all key regulatory requirements.

Advanced threat protection

FIDO protocols secure every step of authentication. Private keys and biometrics stay safe on decentralized user devices.

Seamless, passwordless experience

Log in as easily as unlocking your phone. FIDO technology keeps strong two-factor authentication invisible to users.

Consistent cross-channel experience

Protects privacy across apps, devices, and digital services. Delivers a unified user experience everywhere.

Unbeatable security

State-of-the-art, server-based biometric authentication adds an extra layer of protection. Only authorized users—not just device holders—can access your services.

Recognized as a 'Luminary' in authentication

Discover why we have been distinguished as a 'Luminary' in the authentication sector by Acuity Market Intelligence, and explore the critical factors that set G+D apart in the industry.

Why G+D Netcetera

Why G+D Netcetera? 

Faster time to market
Leverage G+D Netcetera’s proven methodologies, global presence, and extensive experience with payment schemes to accelerate deployment.

Cost efficiency
Comprehensive scheme updates handled by G+D Netcetera reduce maintenance efforts, allowing issuers to focus on customer experience.

Security
Our commitment to robust security ensures confidence in the payment ecosystem, safeguarding digital transactions.

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