More than just an ACS

Netcetera 3-D Secure Issuer Service

A powerful tool to help prevent fraud in the eCommerce ecosystem

Having a sophisticated IT infrastructure that supports your everyday business is of the greatest importance. A 3DS ACS is an essential element when you provide eCommerce services to your cardholders. Its main role is to authenticate the cardholder in the early stage of a transaction and detect fraud attempts before they happen.

Is it all about the core product?

In an environment where strict regulation and 3DS-defined standards apply, there is not much to be differentiated from the competitors when comparing the core features and functionalities of a 3DS ACS product. 

  • Strong Customer Authentication realized with multiple authentication methods: OTP and OOB, using biometry as a second authentication factor,
  • Then there is a Risk-Based Assessment with cardholder profiling and using the rich data to detect risky transactions, and
  • There are exemptions from SCA to decrease the friction in the cardholder’s experience as much as possible.

Get more with the Netcetera 3-D Secure Issuing service

With 19 years of experience in the field of 3-D Secure, we at Netcetera believe that all services around the product are what make the difference.

Exquisite 3-D Secure expertise

A dedicated team of experts accompanies you in all phases of the journey: from consultation in defining the optimal solution, to ensuring fast and easy integration with the existing infrastructure, and enabling smooth migration of the data while the business processes are not interrupted.

We are never too busy for you

24/7 support via the call center located in Europe for urgent cases,

Dedicated point of contact during the entire lifecycle

Prompt reaction to change requests when new functionalities are needed

New software versions released on demand

Using technology to obtain excellence

Being an EMVCo© associate, Netcetera strongly supports the development of new technology standards. While the 3DS ACS is certified to work with the latest EMV® 3DS 2.2 version, we are already preparing for the implementation of the new version that will further help in improving the digital payment processes and enhancing the cardholder’s experience.

Sometimes everything you need is right in front of you!