PSD2 reality check
One thing is certain: from 1 January 2021, every online merchant will have to use strong customer authentication for card payments. Not all online merchants are sufficiently prepared for this.
Technology blueprint for the financial world
Opening the banking system and creating a peer-to-peer structure: distributed ledger technology (DLT) may disrupt and replace the hierarchical structures in the world of financial transactions.
Increase conversion in e-commerce with the latest EMV 3-D Secure protocol
A conversion rate as high as possible is one of the most important success factors in e-commerce. Everyone involved benefits from this: merchants and banks generate higher sales.
Berliner Zeitung publishes with Swiss software
Converting digital processes and technology in six weeks. It is all happening in a flash: the new owners of the Berliner publishing house have decided to radically modernize their editorial office.
From closed property funds to open digital assets
Crypto Assets / Digital Assets can open up the world of real estate financing for private investors based on blockchain protocols. This enables attractive participation in real estate with secure token offerings.
Digitalization of transactions with Asset Tokens
Asset tokens based on "distributed ledger technologies" (DLT) can make the business of banks and asset managers more innovative (alternative investment funds) - also in competition with FinTechs and "crypto" banks.
Why blockchain disrupts all industries
Blockchain is disrupting all industries, since it is a general purpose technology. Elena Karafiloski presents use cases in health & education.
3-D Secure 2.2 brings important progress: Easier, more convenient and safer payment in e-commerce
Paying with credit cards in e-commerce should be just as easy, convenient and secure for customers and merchants as at a checkout in the store.
Path Coordination System for RailNetEurope
Improved trans-European rail scheduling. Netcetera, leading Swiss software company and global IT solutions innovator, has implemented the new Path Coordination System (PCS) for RailNetEurope (RNE).
Click to Pay - simplify checkout with EMV® Secure Remote Commerce
A key task for online merchants is to make checkout as simple and convenient as possible for their customers. EMV® Secure Remote Commerce (SRC) and Network Tokenization create new possibilities and opportunities for this.
The battle for conversational interfaces
Conversational interfaces are sometimes very useful, but the acoustic language is not always the best option. We may overestimate the acoustic language without realizing that we often communicate better and more efficiently by other means.
Best practice for customer interfaces in payment & banking
Creating customer-friendly issuer apps & wallets - Currently, apps for mobile banking and payment are the most important way for banks to stay in touch with their customers.
Mobile payment from a bank’s perspective
Your own app or Apple Pay and Google Pay? Mobile banking apps are currently the most important channel for banks to stay in touch with their customers. However, customers expect more functionalities from such apps than just account balance inquiries and transfer options.
PSD2 Acquirer Exemptions: Leveraging opportunities for better customer friendliness
The European Payment Services Directive (PSD2) requests Strong Customer Authentication (SCA) for online payment transactions. However, there is a catalogue of exemptions to this rule.
Offering the checkout process in online shops as simple - that is what e-commerce is all about. If merchants could authenticate their customers themselves, one-click checkout would be easy to implement.
Reasons for 3-D Secure 2.2: Frictionless payment in merchant apps
For more than 20 years, the 3-D Secure protocol has been providing more security in e-commerce. Versions 2.1 and 2.2 have been launched in a relatively short time after each other. Why was this necessary and what perspectives result from it?
Scheme tokenization services
The fraud rate for Card Not Present (CNP) payments is up to 10 times higher than for Card Present (CP) payments. Scheme tokenization raises the security level of online payments and with it, contributes to a better conversion rate.
Tokenization: Opportunities for online retailers and PSPs
Tokenization is a simple process. The number of a credit card is replaced by another number, a so-called token. A token has a whole range of advantages.
Online-Shopping: Easy & secure payment
When consumers pay online, they prefer to use familiar payment methods. Our payment experts explain the challenges of card payments in e-commerce for card issuers and for online merchants, and the latest solutions.
Machine Learning powered risk classification to detect waste, abuse and fraud in health insurance claims
The availability of large amounts of data and affordable computing power helps spur new research that contributes to the increased interest in this field.
Real estate valuation platform for Wüest & Partner
We developed Wüest Dimensions for the consulting firm Wüest & Partner, a pioneering platform for independent real estate valuations.
Solving disruptions in networks with Machine Learning
How can trains learn to coordinate automatically causing minimal delays in large train networks? We choose Reinforcement Learning, a sub-domain of Machine Learning and Artificial Intelligence, to solve this challenge in the “Flatland” competition by SBB.
Order entry in University Hospital Basel
Success factors for more efficiency in clinical processes: The order entry process will be optimized, digitized and thus more economical.
Digital identity on n-blocks: New economy of digital identity
The capacity to prove your identity is a fundamental component of the economic, financial and social development. Even though identity seems to be a national concern, a global identity controlled by government authority is not a plausible option in the short term.
Mobile work at the University Hospital Basel
At the University Hospital Basel, doctors are no longer tied to a workstation to view patient data and enter orders, e.g. for radiological examinations. The modules "Dashboard", "Patient Archive Viewer" and "Order Entry" from the Healthcare Ecosystem, are now optimized for the use on mobile devices.
Hirslanden integration of electronic document exchange
Together with the Hirslanden Group, Netcetera, the i-engineers and Visionary are implementing a solution that links together all Hirslanden clinics, inpatient doctors and referring physicians of the Group.
Five reasons to update to EMV® 3DS 2.2.0 to boost approved transaction volumes
Cardholders’ demand for a better payment experience and improved security drives the market forward. With the PSD2 updates different SCA exemptions were introduced.